Fast, Flexible Financing for Real Estate Investors
We specialize in providing tailored financing solutions that empower real estate investors to achieve their goals swiftly and efficiently. With a focus on short-term rental properties and a commitment to personalized service, we’re here to guide you through every step of your investment journey.
- Rapid Closings
- 5-Star Service
- Serves 42 States
Fast, Flexible Financing for Real Estate Investors
We specialize in providing tailored financing solutions that empower real estate investors to achieve their goals swiftly and efficiently. With a focus on short-term rental properties and a commitment to personalized service, we’re here to guide you through every step of your investment journey.
- Rapid Closings
- 5-Star Service
- Serves 42 States
Meet Adam Corrigan
Your Partner in Real Estate Investment Financing
Senior Loan Officer
As a seasoned real estate financing specialist, I focus on helping investors confidently secure loans tailored specifically for short-term rental properties. With nearly a decade of experience in the mortgage industry, I specialize in DSCR and conventional loan programs designed to meet the unique needs of high-income and self-employed individuals.
My approach is personalized, results-driven, and dedicated to aligning financial solutions with your investment objectives. Known for my fast, high-quality service and backed by an impeccable reputation, my goal is always to provide you with exceptional financing experiences.
Real Estate Investment Products
Regardless of your strategy, we can support your goals.
DSCR/Short Term Rental
The Debt Service Coverage Ratio (DSCR) is a measure of the cash flow available to pay current debt obligations.
BRRRR Financing
The BRRRR (Buy, Rehab, Rent, Refinance, Repeat) Method is a real estate investment strategy that involves flipping distressed properties.
Fix & Flip
Construction Loans
Construction loans are short-term loans used to finance the building or renovation of a property, with funds typically disbursed in stages as the project progresses.
Multifamily & Mixed-Use Loans
We offer both short- and long-term financing for multifamily and mixed use properties.
Bridge Financing
Bridge financing “bridges” the gap between the time when a company’s money is set to run out and when it expects to receive funds later on.
Calculate Your Property's Rental Potential
A Simple 4 Step Process
Step 1 | Pre Approval
This is the initial step where a lender reviews your financial information, such as income, assets, and credit score, to determine how much you may qualify to borrow. It gives you an estimate of your loan amount and strengthens your position when making an offer on a property.
Step 2 | Underwriting
During underwriting, the lender closely examines your financial details, verifies the information provided in the pre-approval, and assesses the risk involved. This step ensures that you meet all the requirements for the mortgage loan.
Step 3 | Clear To Close
Once underwriting is complete and all conditions have been met, you receive a "clear to close," meaning the lender has approved your loan for closing. At this point, you're ready to move forward with finalizing the loan.
Step 4 | Closing
In the closing stage, all final documents are signed, and funds are exchanged. You’ll pay any closing costs, and once everything is complete, ownership of the property is officially transferred to you.
Contact Us To Get Started
Looking to start investing in short term rental properties? Click the button below to schedule your free consultation today. We'll get you started on the right path to maximize your investment potential & portfolio. Let's do this!
Testimonials
Hear What others are saying
Frequently Asked Questions
Here are some questions we get asked all the time!
No, DSCR loans focus on the cash flow of the rental property, so your personal income and employment are not part of the qualification process.
Yes, you can use projected income from the short-term rental property to qualify, often based on market rates or third-party platforms like AirDNA or Rabbu.
After renovating and renting the property, you can refinance based on the increased property value, pulling cash out to fund future investments while keeping the rental income flowing.
Yes, but it requires careful planning, including understanding property values, renovation costs, and rental markets. Working with an experienced lender familiar with BRRRR (like myself) is crucial for success.
Yes, many investors use HELOCs to access funds for down payments or renovations for investment properties without needing to sell their current home.
HELOCs provide flexibility and typically have lower interest rates compared to other financing options. You only pay interest on the amount you borrow.
Commercial loans are primarily based on the cash flow of the property rather than the borrower’s income, and they usually have shorter terms and higher interest rates than residential loans.
Down payment requirements for commercial loans typically range from 20% to 30% of the property’s purchase price.
Bridge loans typically have terms of 6 to 12 months, giving you time to secure long-term financing or sell an existing property.
The main risk is that if you can’t sell your existing property or secure permanent financing, you may face higher interest costs or default.
Contact Us
We would love to hear from you! Use this form to contact us and we’ll follow up fast, typically within 24 hours.
If you are ready for a free consultation, please click the button below to schedule.
Contact Us
We would love to hear from you! Use this form to contact us and we’ll follow up fast, typically within 24 hours.
If you are ready for a free consultation, please click the button below to schedule.